HABIT. A disposition or condition of the body or mind acquired by custom or 
a frequent repetition of the same act. See 2 Mart. Lo. Rep. N. S. 622. 
     2. The habit of dealing has always an important bearing upon the 
construction of commercial contracts. A ratification will be inferred from 
the mere habit of dealing between the parties; as, if a broker has been 
accustomed to settle losses on policies in a particular manner, without any 
objection being made, or with the silent approbation of his principal, and 
he should afterward settle other policies in the same manner, to which no 
objection should be made within a reasonable time, a just presumption would 
arise of an implied ratification; for if the principal did not agree to such 
settlement he should have declared his dissent. 2 Bouv. Inst. 1313-14.